Quick Response Code Indonesian Standard (QRIS):Solusi Inovatif dalam Mencegah Uang Palsu Dalam Perspektif Fiqh Muamalah

Abstract

This study aims to analyze the advantages of QRIS in preventing the circulation of counterfeit money, its legal basis, and its alignment with the principles of fiqh muamalah in Islam. The findings show that QRIS has advantages in enhancing the efficiency and transparency of digital transactions while being free from elements of maisir, gharar, and riba, which are prohibited in Islam. Transactions using QRIS are deemed to align with the principles of fairness, clarity, and honesty in fiqh muamalah, as long as the contract requirements are met and no detrimental elements are involved. The implementation of QRIS also reflects the principle of maslahat as it provides significant benefits to society, simplifies transactions, and reduces the risks of losses due to counterfeit money. The adoption of QRIS encourages the public to adopt a safer and more efficient digital payment system. This study concludes that QRIS not only serves as a tool to prevent the circulation of counterfeit money but also aligns with sharia values in economic transactions. With its sharia-compliant application, QRIS can become an ethical and practical solution for Muslims to use technology for halal and ethical transactions. QRIS is an important innovation in creating a safer and more inclusive economic ecosystem.